Assessment of Insurance Cost of Religious historical and Cultural Monuments

The article discusses the problems associated with the protection and evaluation of the St. Petersburg-monuments of architecture buildings, which are under state protection, with appropriate protection status - «a monument of history and culture». We also consider the technical issues be included in the market value of the property factor «historical reputation» with three classical approaches to evaluation - cost, income and comparative. Of particular interest is the formation of a project cost of insurance for the purpose of St. Isaac’s Cathedral, included in the list of UNESCO World Heritage sites. In the absence of a proper valuation of methodical maintenance of monuments article authors try to construct an algorithm and a procedure for determining the insurance value of St. Isaac’s Cathedral.

Saint Isaac’s Cathedral, architectural masterpiece, historical and cultural monument, the List of UNESCO World Cultural and Natural Heritage, property values, property rights, cost types, real estate valuation, bundle of rights, approaches to business valuation, protected status, insurance cost

1. Bogdanovich E. V. St. Isaac’s Cathedral (1858-1883) [Isaakievskii sobor (1858–1883)]. St. Petersburg : V. Kirshbaum’s Printing house, in Ministry of Finance House on Dvortsovaya square [Tipografiya V. Kirshbauma, v” d. M-va Fin. Na Dvorts. pl.], 1883. 214 p. (rus)

2. Kudimov I.S., Shakin V. A. City monuments. How much do they cost? [Gorodskie pamyatniki. Skol’ko oni stoyat?] // Assessment questions [Voprosy otsenki]. 2004. № 1. P. 44–46. (rus)

3. Lukov A. V., Vladimirov I. L., Holshchevnikov V. V. Complex assessment of buildings -historical and cultural monuments in the real estate market [Kompleksnaya otsenka zdanii-pamyatnikov istorii i kul’tury na rynke nedvizhimosti]. M. : ASV publishing house, 2006. 344 p. (rus)

4. Rutgayzer V. M. Estimation of Business [Otsenka stoimosti biznesa]. M. : Publishing house “Maroseyka”, 2007. 434 p. (rus)

5. Serapfimov V. Description of St. Isaac’s Cathedral in St.-Petersburg [Opisanie Isaakievskogo sobora v” S.-Peterburge]. Third edition. SPb., M. : Merkushev’s Printing house, 1903. 102 p. (rus)

6. Tsatsulin A. N. Estimation of Business: Educational and methodical complex [Otsenka stoimosti biznesa: Uchebno-metodicheskii kompleks]. SPb. : Publishing house of the Baltic academy of tourism and business [Izd-vo Baltiiskoi akademii turizma i predprinimatel’stva], 2014. 114 p. (rus)

7. Tsatsulin A. N. Economic analysis [Ekonomicheskii analiz]. The textbook in 2 volumes. SPb. : SZIU publishing house [Izd-vo SZIU], 2012. 924 p. (rus)

8. Tsatsulin A.N., Afanasyeva R.R. How much does cathedral of Isaac of Dalmatia’s costs and why fight for possession of this real estate was started? [Pochem sobor prep. Isaakiya Dalmatskogo, i pochemu razvernulas’ bor’ba za obladanie etoi nedvizhimost’yu?] // Bulletin of National academy of tourism [Vestnik Natsional’noi akademii turizma]. 2015. № 4 (36), October–December. P. 68–75. (rus)

9. Tsatsulin A. N., Burunova E. N. Problems and features of professional assessment of material assets of the Russian economy [Problemy i osobennosti professional’noi otsenki material’nykh aktivov rossiiskoi ekonomiki] // State and business. Modern problems of economy. Materials of the VII International scientific and practical conference on April 22–24, 2015, V. 2 [Gosudarstvo i biznes. Sovremennye problemy ekonomiki. Materialy VII Mezhdunarodnoi nauchno-prakticheskoi konferentsii 22–24 aprelya 2015 goda, T. 2.]. SPb. : SZIU RANEPA publishing house [Izd-vo SZIU RANKhiGS], 2015. P. 139–146. (rus)

10. Tsatsulin A. N., Tsatsulin B. A. Sources of development of regional tourism and anthropogenous load of the resource capacity of the territory [Istochniki razvitiya regional’nogo turizma i antropogennaya nagruzka na resursnyi potentsial territorii] // Prospects of development of civilized and scientific tourism. On materials of the III International scientific and practical conference of faculty of hotel business [Perspektivy razvitiya tsivilizovannogo i nauchnogo turizma. Po materialam III Mezhdunarodnoi nauchno-prakticheskoi konferentsii fakul’teta gostinichnogo biznesa]. SPb. : SPbSUE [SPbGEU], 2013. P. 61–68. (rus)